:root{--legal-blue:#123f91;--legal-orange:#f47b20;--legal-ink:#1d2a3b;--legal-muted:#5d6b7b;--legal-line:#e5eaf1}
html,body{margin:0;padding:0}body{font-family:'Montserrat','Segoe UI',Arial,sans-serif;background:#fff;color:var(--legal-ink)}
.legal-nav{background:#fff;border-bottom:1px solid var(--legal-line);box-shadow:0 2px 14px rgba(18,63,145,.08);position:sticky;top:0;z-index:20}
.legal-nav-inner{max-width:1180px;margin:0 auto;padding:14px 24px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.legal-brand{display:inline-flex;align-items:center;gap:11px;color:var(--legal-blue);font-weight:700;text-decoration:none;letter-spacing:.02em}
.legal-brand img{width:42px;height:42px;object-fit:contain;border-radius:8px}.legal-brand span{line-height:1.1}.legal-brand small{display:block;color:var(--legal-muted);font-size:11px;font-weight:500;margin-top:4px}
.legal-nav-links{display:flex;align-items:center;gap:18px;flex-wrap:wrap}.legal-nav-links a{color:var(--legal-blue);font-size:14px;text-decoration:none}.legal-nav-links a:hover{color:var(--legal-orange)}
.legal-hero{background:linear-gradient(135deg,#f7f9fd,#fff);border-bottom:1px solid var(--legal-line);padding:68px 24px 54px}.legal-hero-inner{max-width:900px;margin:0 auto}.legal-kicker{color:var(--legal-orange);font-size:13px;font-weight:700;letter-spacing:.13em;text-transform:uppercase}.legal-hero h1{color:var(--legal-blue);font-size:clamp(34px,5vw,56px);font-weight:400;line-height:1.1;margin:14px 0}.legal-hero p{max-width:760px;color:var(--legal-muted);font-size:17px;line-height:1.75;margin:0}.legal-updated{font-size:13px!important;margin-top:18px!important;color:#748196!important}
.legal-main{max-width:900px;margin:0 auto;padding:54px 24px 76px}.legal-document{color:var(--legal-ink);font-size:16px;line-height:1.78}.legal-document h2{color:var(--legal-blue);font-size:26px;font-weight:600;line-height:1.25;margin:42px 0 13px;padding-left:14px;border-left:4px solid var(--legal-orange)}.legal-document h3{color:var(--legal-blue);font-size:19px;margin:28px 0 8px}.legal-document p{margin:0 0 17px}.legal-document ul,.legal-document ol{padding-left:25px;margin:0 0 20px}.legal-document li{margin:7px 0}.legal-document a{color:var(--legal-blue);text-decoration:underline;text-underline-offset:3px}.legal-note{background:#f7f9fd;border:1px solid var(--legal-line);border-radius:12px;padding:18px 20px;margin:22px 0;color:#415064}.legal-contact{background:linear-gradient(135deg,#123f91,#285eaf);border-radius:16px;color:#fff;padding:25px 28px;margin-top:42px}.legal-contact h2{color:#fff;border-color:#ff9a4c;margin-top:0}.legal-contact a{color:#fff}.legal-footer{background:#123f91;color:#fff;padding:25px 24px}.legal-footer-inner{max-width:1180px;margin:0 auto;display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap;font-size:13px}.legal-footer a{color:#fff;text-decoration:underline;text-underline-offset:3px}.legal-footer-links{display:flex;gap:16px;flex-wrap:wrap}
@media(max-width:700px){.legal-nav-inner{padding:12px 16px;align-items:flex-start}.legal-nav-links{gap:10px 14px}.legal-brand img{width:36px;height:36px}.legal-hero{padding:48px 18px 38px}.legal-main{padding:38px 18px 58px}.legal-document{font-size:15px}.legal-document h2{font-size:22px;margin-top:34px}.legal-contact{padding:22px 20px}}