@import url('https://fonts.googleapis.com/css2?family=Raleway:wght@200;300;400;500;600&family=Inter:wght@400;500;600&display=swap');

:root {
  --cud-blue: #1f3c88;
  --cud-blue-deep: #0d1b3e;
  --cud-blue-soft: #eaf0fb;
  --cud-orange: #f18700;
  --cud-yellow: #f4c430;
  --cud-ink: #20283a;
  --cud-muted: #536174;
  --cud-line: #dbe3f0;
  --cud-surface: #f6f8fc;
  --cud-white: #fff;
  --cud-content: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--cud-ink);
  background: var(--cud-white);
  font-family: 'Raleway', 'Segoe UI', sans-serif;
  font-weight: 300;
  line-height: 1.65;
}
a { color: inherit; }
img { display: block; max-width: 100%; }
.skip-link { position: absolute; left: -9999px; top: 8px; z-index: 30; background: #fff; color: var(--cud-blue); padding: 10px 14px; }
.skip-link:focus { left: 8px; }
.market-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255,255,255,.97);
  border-bottom: 1px solid rgba(31,60,136,.12);
}
.market-header__inner {
  width: min(var(--cud-content), calc(100% - 36px));
  min-height: 68px;
  margin: auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.market-brand { display: inline-flex; align-items: center; gap: 11px; text-decoration: none; color: var(--cud-blue-deep); }
.market-brand img { width: 40px; height: 40px; object-fit: cover; border-radius: 8px; }
.market-brand strong { display: block; font-size: 15px; font-weight: 600; line-height: 1.1; }
.market-brand span { display: block; margin-top: 3px; color: var(--cud-muted); font-size: 11px; }
.market-header__actions { display: flex; align-items: center; gap: 18px; }
.market-header__link { color: var(--cud-blue); font-size: 14px; text-decoration: none; }
.market-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 11px 20px;
  border: 0;
  border-radius: 999px;
  background: var(--cud-orange);
  color: #fff;
  font-weight: 500;
  text-decoration: none;
  transition: transform .2s ease, background .2s ease;
}
.market-button:hover { background: #d97800; transform: translateY(-1px); }
.market-button--secondary { background: transparent; color: #fff; border: 1px solid rgba(255,255,255,.8); }
.market-button--secondary:hover { background: #fff; color: var(--cud-blue-deep); }
.market-breadcrumb { width: min(var(--cud-content), calc(100% - 36px)); margin: 0 auto; padding: 14px 0; color: #5e6b7d; font-size: 13px; }
.market-breadcrumb a { color: var(--cud-blue); text-decoration: none; }
.market-breadcrumb span { margin: 0 7px; color: #8c97a8; }
.market-hero { background: var(--cud-blue-deep); color: #fff; overflow: hidden; }
.market-hero__inner {
  width: min(var(--cud-content), calc(100% - 36px));
  min-height: 560px;
  margin: auto;
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(360px, .98fr);
  align-items: stretch;
}
.market-hero__copy { align-self: center; padding: clamp(64px, 8vw, 112px) clamp(20px, 5vw, 72px) clamp(64px, 8vw, 112px) 0; }
.market-kicker { display: inline-block; margin-bottom: 19px; color: var(--cud-yellow); font-size: 14px; font-weight: 500; }
.market-hero h1 { max-width: 760px; margin: 0; font-size: clamp(40px, 5.6vw, 78px); font-weight: 200; letter-spacing: -.035em; line-height: 1.02; text-wrap: balance; }
.market-hero__lead { max-width: 66ch; margin: 26px 0 0; color: #edf2ff; font-size: clamp(17px, 2vw, 21px); line-height: 1.65; text-wrap: pretty; }
.market-hero__actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 32px; }
.market-hero__facts { display: flex; flex-wrap: wrap; gap: 10px 24px; margin-top: 27px; color: #dbe5fb; font-size: 13px; }
.market-hero__media { position: relative; min-height: 430px; }
.market-hero__media img { width: 100%; height: 100%; object-fit: cover; }
.market-hero__media::after { content: ''; position: absolute; inset: 0; background: linear-gradient(90deg, var(--cud-blue-deep) 0%, rgba(13,27,62,.2) 32%, transparent 70%); }
.market-section { padding: clamp(64px, 8vw, 108px) 0; }
.market-section--soft { background: var(--cud-surface); }
.market-section--blue { background: var(--cud-blue); color: #fff; }
.market-shell { width: min(var(--cud-content), calc(100% - 36px)); margin: auto; }
.market-heading { max-width: 850px; margin-bottom: 36px; }
.market-heading h2 { margin: 0; color: var(--cud-blue-deep); font-size: clamp(30px, 4vw, 50px); font-weight: 300; letter-spacing: -.025em; line-height: 1.12; text-wrap: balance; }
.market-section--blue .market-heading h2 { color: #fff; }
.market-heading p { max-width: 72ch; margin: 17px 0 0; color: var(--cud-muted); font-size: 17px; text-wrap: pretty; }
.market-section--blue .market-heading p { color: #edf2ff; }
.market-split { display: grid; grid-template-columns: minmax(0,.92fr) minmax(0,1.08fr); gap: clamp(34px, 7vw, 90px); align-items: center; }
.market-split__media img { width: 100%; max-height: 520px; object-fit: cover; border-radius: 14px; }
.market-list { display: grid; gap: 0; margin: 24px 0 0; padding: 0; list-style: none; border-top: 1px solid var(--cud-line); }
.market-list li { padding: 17px 0; border-bottom: 1px solid var(--cud-line); }
.market-list strong { color: var(--cud-blue); font-weight: 500; }
.market-columns { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 0; border-top: 1px solid var(--cud-line); border-bottom: 1px solid var(--cud-line); }
.market-column { padding: 28px clamp(18px, 3vw, 34px); }
.market-column + .market-column { border-left: 1px solid var(--cud-line); }
.market-column h3 { margin: 0 0 10px; color: var(--cud-blue); font-size: 20px; font-weight: 500; }
.market-column p { margin: 0; color: var(--cud-muted); }
.market-steps { counter-reset: step; display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); gap: 20px; }
.market-step { counter-increment: step; padding-top: 18px; border-top: 2px solid var(--cud-yellow); }
.market-step::before { content: counter(step, decimal-leading-zero); display: block; margin-bottom: 16px; color: var(--cud-yellow); font-family: 'Inter', sans-serif; font-size: 13px; font-weight: 600; }
.market-step h3 { margin: 0 0 8px; font-size: 19px; font-weight: 500; }
.market-step p { margin: 0; color: #e7edfa; font-size: 15px; }
.market-proof { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(26px, 6vw, 78px); align-items: start; }
.market-proof__aside { padding: 28px 0; border-top: 1px solid var(--cud-line); border-bottom: 1px solid var(--cud-line); }
.market-proof__aside strong { display: block; color: var(--cud-blue); font-size: 25px; font-weight: 400; }
.market-proof__aside p { margin: 9px 0 0; color: var(--cud-muted); }
.market-faq { max-width: 900px; }
.market-faq details { border-top: 1px solid var(--cud-line); }
.market-faq details:last-child { border-bottom: 1px solid var(--cud-line); }
.market-faq summary { padding: 20px 34px 20px 0; color: var(--cud-blue-deep); font-size: 17px; font-weight: 500; cursor: pointer; }
.market-faq p { max-width: 72ch; margin: -5px 0 22px; color: var(--cud-muted); }
.market-links { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 28px; }
.market-links a { padding: 9px 14px; border: 1px solid #bcc9dd; border-radius: 999px; color: var(--cud-blue); font-size: 13px; text-decoration: none; }
.market-cta { padding: 68px 0; background: var(--cud-orange); color: #fff; }
.market-cta__inner { width: min(var(--cud-content), calc(100% - 36px)); margin: auto; display: flex; align-items: center; justify-content: space-between; gap: 40px; }
.market-cta h2 { max-width: 700px; margin: 0; font-size: clamp(30px, 4vw, 50px); font-weight: 300; line-height: 1.12; }
.market-cta p { max-width: 64ch; margin: 12px 0 0; }
.market-cta .market-button { flex: 0 0 auto; background: #fff; color: var(--cud-blue-deep); }
.market-footer { padding: 42px 0; background: var(--cud-blue-deep); color: #dce5f8; }
.market-footer__inner { width: min(var(--cud-content), calc(100% - 36px)); margin: auto; display: grid; grid-template-columns: 1.3fr .7fr; gap: 36px; }
.market-footer strong { color: #fff; font-weight: 500; }
.market-footer p { max-width: 70ch; margin: 8px 0 0; font-size: 14px; }
.market-footer__links { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 10px 18px; font-size: 13px; }
.market-footer__links a { color: #fff; }
.market-note { padding: 15px 18px; background: var(--cud-blue-soft); color: #334460; border-radius: 10px; font-size: 14px; }
.market-note strong { color: var(--cud-blue); font-weight: 600; }

@media (max-width: 900px) {
  .market-hero__inner { grid-template-columns: 1fr; }
  .market-hero__copy { padding-right: 0; }
  .market-hero__media { min-height: 360px; }
  .market-hero__media::after { background: linear-gradient(180deg, var(--cud-blue-deep) 0%, transparent 45%); }
  .market-split, .market-proof { grid-template-columns: 1fr; }
  .market-columns { grid-template-columns: 1fr; }
  .market-column + .market-column { border-left: 0; border-top: 1px solid var(--cud-line); }
  .market-steps { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .market-cta__inner { align-items: flex-start; flex-direction: column; }
}

@media (max-width: 620px) {
  .market-header__link { display: none; }
  .market-brand span { display: none; }
  .market-header__inner { width: min(100% - 24px, var(--cud-content)); }
  .market-button { padding: 10px 15px; font-size: 14px; }
  .market-hero__inner, .market-shell, .market-breadcrumb, .market-cta__inner, .market-footer__inner { width: min(100% - 30px, var(--cud-content)); }
  .market-hero__copy { padding-top: 56px; padding-bottom: 54px; }
  .market-hero__media { min-height: 290px; }
  .market-hero h1 { font-size: clamp(37px, 12vw, 55px); }
  .market-steps { grid-template-columns: 1fr; }
  .market-footer__inner { grid-template-columns: 1fr; }
  .market-footer__links { justify-content: flex-start; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; }
}